Living on a budget is a fact of life for many of us lately, but who says you have to look like it?? ;)
I found a great tutorial a few months ago when we decided to use Dave Ramsey's envelope system. Kelleigh has made it even easier for your envelopes to look super cute and stylish. You can download her FREE envelope template and labels to make your own customized envelope system here! :) She also has some amazing templates to make just about anything out of paper! You've gotta check her templates out! :)
Photo from Kelleigh Ratzlaff.com
She shows how you can make it fit right into your wallet, but I personally made mine look more like a book. I tied ribbon through it and it has worked well, although it is pretty worn out now and I am going to make it differently this weekend; I will post those pics later. ;) I've also seen where you can put the 1" metal hoops (you can find them at an office supply store like Office Max, Staples, etc.) where your envelope system is like a binder.
This project is very simple with Kelleigh's envelope template and several scrapbook paper pages from your local craft store- sometimes, you can score 4 or 5 pieces of paper for $1! What a deal!! Grab yourself some ribbon scraps, ric rac (wouldn't that be cute!), organza, buttons, trims - whatever you have around and get crafty! :)